The latest version of IOS for iPhone, iPad, and iWatch devices really, really wants you to set up Apple Wallet / Apple Pay. Your devices want you to embed Apple in the middle of every purchase, and they’ll pester you every time you pick up your device with full-screen dialogs insisting that you need to finish setting up Apple Wallet. Right. Now.

I try to limit the number of things that can access my money, and I have no reason or desire to set up Apple Wallet, so I turned the notifications off. They are embedded in three separate places on the iPhone.

Go to Settings > Notifications > Wallet, turn Allow Notifications off.

Go to Settings > Wallet & Apple Pay, turn both the Apple Cash and Double-Click Home Button off.

Go to Settings > Safari, scroll to the bottom, click Advanced, turn Check for Apple Pay off.

After you update the three settings above, you will still see a notice in Settings stating Finish Setting Up Your iPhone.

• • Click Finish Setting Up Your iPhone.
  • It’ll prompt you to Set Up Apple Pay.
  • Click Set Up Apple Pay, then press Cancel or "Set up later" to exit without doing anything.

No more nag screens!

Hope you found this useful.

Article updated on 2018-07-10 and 2019-10-08 for IOS 13.1.2
Article checked on 2020-06-15 for IOS 13.5.1. The instructions still work!
Article checked on 2020-11-27 for IOS 14.2.1. The instructions still work!  
Article checked on 2022-03-15 for IOS 15.4. The instructions still work! 
Article checked on 2022-10-18 for IOS 16.0.3. The instructions still work!
Article checked on 2023-10-08 for IOS 17.0.3. Made two minor changes to the instructions, and they still work!